India FinTech Forum Unveils 28 high potential fintech startups for IFTA 2021.


 India FinTech Forum, a not for profit fintech advocacy group representing Indian fintech companies, has announced 28 fintech startups who will be showcasing their product demos to a high-profile jury from 23rd November – 25th November 2021 to compete for the Fintech Startup of the Year trophy at the 6th edition of India FinTech Awards (IFTA). 6 innovative fintech companies will compete for the Fintech Scaleup of the Year award. The event will be held online starting on 23rd November 2021 at

Companies including Perfios Software Solutions, PayU, CashRich, KUDOS, Huobi Global, TransUnion CIBIL, Easebuzz, Gupshup and Deloitte are supporting this initiative to celebrate global fintech excellence. IFTA finalists will demo innovations in diverse fintech verticals including banking infrastructure, artificial intelligence (AI), digital lending, cryptocurrency, RegTech, robo-advisory, digital identity, payments, InsurTech and more.

Winners of past editions of IFTA include well-known names like Simpl, Khatabook, ZestMoney, Capital Float and Valocity Global. Past winners of IFTA have cumulatively raised over USD 3 billion in funding till date. “We are both happy and proud to be awarded Fintech Startup of the Year, as an acknowledgement of the hard work we have put into building a product that completely reimagines the payment experience, both for merchants and consumers,” says Nitya Sharma, Co-Founder & CEO, Simpl and winner of IFTA Fintech Startup of the Year 2021.

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Every year, hundreds of fintech startups from across the globe apply for IFTA and go through two rounds of shortlisting by event partners, startup accelerators and experts from the sector. The finalists get an opportunity to demo their innovation in front of a distinguished Panel of Judges comprising of eminent thought leaders from the finance and technology space. After careful deliberation on numerous strong applications, 28 startups and 6 scaleup companies have been shortlisted to compete at IFTA 2021. is powered by Atharva Marcom Public Relations – India’s smartest public relations

IFTA is proud to present the finalists for Fintech Startup of the Year 2021:

  1. 3Cortex (India) – 3Cortex specializes in delivering niche solutions to treasuries of Banks, NBFCs and Corporates for data reconciliation, handling exceptions and getting business insights for decision making.
  2. AccuraScan (UAE) – AccuraScan is a Regtech Solution Provider helping Banks, FIs and other industries with contactless 10-seconds Digital, Video KYC with Realtime User Verification to mitigate online fraud.
  3. BukuWarung (Indonesia) – BukuWarung is a digital ledger for bookkeeping and payment. Without an Indian UPI-type solution in Indonesia, their digital payment solution has emerged as the market leader.
  4. Card91 (India) – Card91 is a plug and play, full stack Issuer-Processor and payment infrastructure platform.
  5. CredAble (India) – CredAble funds suppliers and dealers/distributors of large corporations at scale using ERP system data.
  6. Credlix (India) – Credlix is a digital supply chain financing platform from Moglix that provides quick collateral-free working capital solutions for MSMEs, buyers, channel partners and exports.
  7. Decentro (India) – Decentro is a full-stack API banking platform where users can select and integrate desired modules in a sandbox, and launch their product within weeks.
  8. Epifi Technologies (India) – Fi builds on existing infrastructure to bring a banking 2.0 experience to a generation of digital natives.
  9. EpikinDiFi (India) – Built by bankers for bankers, EPIK’s Vanguard streamlines all customer and employee interactions within a single cloud-based digital lending platform.
  10. herecredit (India) – herecredit is a consumer lending product. Users can withdraw money to their bank account and repay it back in monthly EMIs.
  11. Inferyx (USA) – Inferyx is a global analytics company that helps enterprises to accelerate the infusion of AI for making intelligent business decisions.
  12. Karza Technologies (India) – Karza offers micro services for digital onboarding with computer vision, NLP Algorithms, and a proprietary unified fraud risk score. 
  13. KreditBee (India) – KreditBee is an instant personal loan platform for self-employed and salaried professionals.
  14. Lend Partners (India) – Lend Partners helps MSME with their monetary requirements by making use of “Invoice Discounting”.
  15. Money View (India) – Money View is an app-based platform that’s democratising access to fair and responsible credit to Indian users with a smartphone and a bank account.
  16. Nerve Solutions (India) – Nerve Solutions specializes in real time risk management and automated trading products for financial markets.
  17. Niyo Solutions (India) – Niyo is focused on creating banking that is simpler, smarter and safer for their customers by simplifying finance with technology.
  18. PartnerHUB (Hungary)- Charlie-India Invoice Hub is a white label software that creates value for SMEs by providing invoice related services.
  19. Quicken (USA) – Simplifi by Quicken brings comprehensive personal finance capabilities to the 21st-century generation of mobile/cloud-oriented users in an elegant, modern app.
  20. reach52 (Singapore)- reach52 is a social enterprise delivering health and insurance services in communities others don’t reach.
  21. Refyne (India) – Refyne has a Earned Wage Access platform that lets a company’s employees retrieve a portion of their earned but unpaid salary anytime before payday, without disrupting payroll.
  22. Smartcoin Financials (India)- SmartCoin offers micro-loans to the vast underserved middle/lower-income segments, using proprietary algorithms to assess the risk profile of prospective borrowers in real time.
  23. Stockal (USA) – Stockal helps Indian retail investors make and manage stocks and ETF investments in global capital markets on a completely digital platform.
  24. (India) – Algo360 enables digital lending using alternative data, AI and ML by helping financial institutions (FIs) to extend credit offerings to the underserved population.
  25. Turtlemint (India) – Turtlemint’s technology empowers the insurance advisor to digitally onboard customers and sell insurance products in an efficient manner via the mobile app.
  26. WealthDesk (India) – WealthDesk enables portfolio-based investing on top of equities and ETFs, consolidating advisory, broking, asset and wealth management ecosystem.
  27. Xpedize (India) – Xpedize is a fintech company that provides digital supply chain financing solutions to large corporates through the Software-with-a-Service (SwaS) model.
  28. ZebPay (India) – ZebPay is a prominent cryptocurrency exchange for buying and selling bitcoin etc.  Its app enables anyone to invest in crypto, earn returns, and avail loans.

IFTA is proud to present the finalists for Fintech Scaleup of the Year 2021:

  1. Celusion Technologies (India) – Celusion Technologies develops Enterprise Applications focusing on Unified Account Opening and Digital Lending Platform.
  2. Craft Silicon (India) – Craft Silicon’s product suite has been designed to cover the entire Microlending value chain including Core Loan Management, Group and Individual Loan Origination, Collection, Disbursement, etc.
  3. Decimal Technologies (India)- Decimal Technologies is focused on digitalising BFSI, and offers solutions to reduce customer acquisition costs by moving the digital touch point closer to the customer.
  4. IDfy (India) – IDfy provides verification solutions that identifies entities to prevent fraud and reduce risk.  They offer solutions to increase trust with minimal friction.
  5. Intralinks (USA) – Intralinks facilitates strategic initiatives such as mergers and acquisitions, capital raising and investor reporting.
  6. Sub-K (India) – Sub-K is a digital finance company that offers affordable, accessible and scalable financial and payment services to the BoP segment.

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